DRAFT MOCKUP for review by licensed counsel before use. Not legal advice. Bracketed placeholders require founder input. This document is a draft pending review and is not yet in effect.

Terms of Service

Effective date: [Effective Date]

These Terms of Service (the "Terms") govern your access to and use of The Consigliere, a paid subscription content product published by Fellowship Intelligence LLC ("AQ", "we", "us", or "our"), available at theaiconsigliere.com (the "Website") and delivered to subscribers as described below (the "Service"). Please read these Terms carefully. By creating an account, subscribing, or otherwise accessing or using the Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by any documents referenced in them, including the Privacy Policy and the Subscription and Refund Terms. If you do not agree, you may not access or use the Service. If you are entering into these Terms on behalf of an organization, you represent that you have authority to bind that organization, and "you" refers to that organization.

2. Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction, if higher) and capable of forming a binding contract to use the Service. The Service is intended for professional and personal reference use by adults. It is not directed to children, and we do not knowingly permit children to create accounts or subscribe.

3. Description of the Service

The Consigliere is a paid subscription that delivers PDF reference and educational documents on the subject of AI governance to subscribers on a scheduled monthly cadence, together with occasional special editions. The Service is informational and operational reference only.

We may add, change, or discontinue features, documents, editions, or delivery methods at any time. We aim to deliver documents on a regular cadence, but we do not guarantee any specific publication schedule, document count, or delivery date, and cadence may vary.

4. Accounts

To use the Service, you must create an account and provide accurate and complete information, including a valid name and email address. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly at [Support Email] of any unauthorized use of your account. We are not liable for any loss arising from your failure to safeguard your credentials. You may not share, sell, or transfer your account to any other person.

5. Subscriptions and Billing

The Service is offered on a paid subscription basis. Billing is handled through a third-party payment processor, and subscriptions renew automatically unless cancelled. A summary of the key billing terms appears below, and the full terms, including plans and pricing, billing cadence, auto-renewal, price changes, cancellation, refunds, the proposed free tier, and chargebacks, are set out in the Subscription and Refund Terms, which are incorporated into these Terms by reference. If there is any conflict between this section and the Subscription and Refund Terms on billing matters, the Subscription and Refund Terms control.

In summary: subscriptions are billed on a recurring basis; they renew automatically at the end of each billing period; you authorize us and our payment processor to charge your payment method for applicable fees; and you may cancel as described in the Subscription and Refund Terms. Please review the Subscription and Refund Terms before subscribing.

6. Acceptable Use and Distribution Restrictions

The Service and its content are provided to subscribers on a subscriber-only basis. You agree to the following.

You may access and use the content for your own personal and internal professional reference.
You may share individual documents with peers and professional contacts on a limited, non-commercial basis.
You may not post the content publicly, including on any public website, forum, social platform, or repository.
You may not redistribute, resell, sublicense, or otherwise exploit the content commercially.
You may not remove or alter any notices, marks, attributions, or identifiers contained in the content.
You may not use the Service to develop a competing product or service, or to train a machine learning or artificial intelligence model, except to the extent this restriction is prohibited by applicable law.
You may not access the Service through automated means (such as scraping or bots) except as expressly permitted by us in writing.
You may not use the Service for any unlawful purpose or in any way that infringes the rights of others.

We may investigate and take action, including suspension or termination, in response to any suspected violation of this section.

7. Intellectual Property and License Grant

All content delivered through the Service, including the documents, the underlying framework, the Standard, and any related programs we may publish, text, graphics, layouts, and compilations, is the intellectual property of AQ or its licensors and is protected by applicable intellectual property laws. AQ retains all right, title, and interest in and to the Service and its content, except for the limited license granted below.

Subject to your compliance with these Terms and your payment of applicable fees, AQ grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the content for your personal and internal professional use, and to share individual documents with peers and professional contacts on a limited, non-commercial basis as described in Section 6. This license does not transfer any ownership to you. All rights not expressly granted are reserved by AQ. The license terminates automatically if your subscription ends or if you violate these Terms.

8. Disclaimers

The Service and all content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, or statutory, to the fullest extent permitted by applicable law. We disclaim all implied warranties, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that the Service will be uninterrupted, timely, secure, error-free, or free of harmful components, or that any content is accurate, complete, current, or suitable for your particular circumstances. You are responsible for evaluating the content and for any decisions or actions you take based on it. Some jurisdictions do not allow the exclusion of certain warranties, so some of these exclusions may not apply to you.

9. No Professional Advice

The Service is provided for general informational and operational reference purposes only. It is not, and must not be relied upon as, legal, financial, regulatory, clinical, or other professional advice. Using the Service does not create any advisory, consulting, fiduciary, attorney-client, or professional-services relationship between you and AQ.

The content is not a substitute for advice from a qualified professional who is familiar with your specific facts and circumstances. You should consult appropriately licensed or qualified professionals before making decisions that have legal, financial, regulatory, clinical, or other significant consequences. AQ does not endorse or guarantee any particular outcome, and you are solely responsible for how you apply the content.

10. Limitation of Liability

To the fullest extent permitted by applicable law, in no event will AQ or its members, managers, employees, contractors, or agents be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or relating to the Service or these Terms, whether based in contract, tort, negligence, strict liability, or any other theory, and whether or not we have been advised of the possibility of such damages.

To the fullest extent permitted by applicable law, the total aggregate liability of AQ arising out of or relating to the Service or these Terms will not exceed the greater of the amount you paid to AQ for the Service in the [Number] month period immediately preceding the event giving rise to the claim, or [Currency and Amount]. Some jurisdictions do not allow certain limitations of liability, so some of the limitations in this section may not apply to you.

11. Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless AQ and its members, managers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your use of the Service, your violation of these Terms, your violation of any applicable law, or your infringement of any rights of a third party.

12. Suspension and Termination

You may stop using the Service at any time and may cancel your subscription as described in the Subscription and Refund Terms. We may suspend or terminate your access to the Service, in whole or in part, at any time, with or without notice, if we reasonably believe you have violated these Terms, if required by law, or to protect the Service or other users. We may also discontinue the Service in whole or in part. Upon termination, your license to use the content ends, and the sections that by their nature should survive (including intellectual property, disclaimers, no professional advice, limitation of liability, indemnification, and governing law) will survive. Termination does not entitle you to a refund except as provided in the Subscription and Refund Terms.

13. Changes to the Terms

We may update these Terms from time to time. When we make material changes, we will take reasonable steps to notify you, such as by posting the updated Terms on the Website with a new effective date or by sending a notice to the email associated with your account, in accordance with the communications you have agreed to receive. Changes become effective on the date stated in the updated Terms. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms. If you do not agree to the changes, you should stop using the Service and may cancel your subscription.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of [State or Jurisdiction], without regard to its conflict-of-laws principles. Subject to any applicable mandatory consumer protection laws, you agree that any dispute arising out of or relating to these Terms or the Service will be resolved in the courts located in [State or Jurisdiction], and you consent to the personal jurisdiction of those courts. Before initiating any formal proceeding, the parties agree to attempt in good faith to resolve the dispute informally by contacting [Support Email]. [Note for counsel: consider whether an arbitration clause, class-action waiver, or alternative dispute resolution mechanism is appropriate for the intended jurisdictions.]

15. General

These Terms, together with the Privacy Policy and the Subscription and Refund Terms, constitute the entire agreement between you and AQ regarding the Service. If any provision is found unenforceable, the remaining provisions will remain in full effect. Our failure to enforce any provision is not a waiver of that provision. You may not assign these Terms without our prior written consent; we may assign them in connection with a merger, acquisition, or sale of assets. Headings are for convenience only.

16. Contact

If you have questions about these Terms, please contact us at [Support Email], Fellowship Intelligence LLC, [Mailing Address].